Car accidents are shocking and unexpected. They can often leave you confused and disoriented in the immediate aftermath.
There are a few important things to do if you are ever in an accident with another vehicle.
1. Check for injuries
Check yourself and your passengers for any injuries. If you are able to, also check on the occupants of the other vehicle. Call for help immediately for anyone who requires medical assistance. Follow through with all recommended medical appointments for any injuries to increase your chances of recovery. If you experience new pains in the days after your accident, such as persistent headaches or back or neck pain, seek medical attention as soon as you notice symptoms.
2. Call the police
Even if you do not need to call an ambulance, you should report any accident that results in physical injury or vehicle damage to the police. An official police report will include details about the event, photographs and witness statements. All of those things will be helpful for an insurance claim or if litigation occurs.
3. Stay calm
It is very easy to become angry or lose control of your emotions after an accident. Accidents are loud, scary and often violent. It is essential to control your temper with the driver of the other vehicle and not let those feelings escalate into a physical altercation. If you do not feel safe speaking to the other driver, wait for the police to arrive before exchanging insurance and contact information.
When you are safe, and after any injuries have received medical attention, you should contact your insurance company to report the accident as soon as possible. Your medical records and the police report and photographs will prove helpful for your insurance claim.